Storm and hail damage

Hail hit your block? We document everything

Free storm inspections with marked hail hits, test squares and a photo report built for your insurance adjuster.

Storm and hail damage project by Summit Peak Roofing
Storm and hail damage, metro Denver

Hail hit your block? We document everything: the overview

Denver sits in the middle of hail alley, and the Front Range sees more insurance claims for hail than almost anywhere in the country. Hail bruises shingles in ways you cannot see from the ground: the mat underneath fractures, granules loosen, and leaks show up a year or two later.

After a storm, we inspect every slope, chalk-mark hits inside 10 by 10 foot test squares and check soft metals like vents, gutters and downspouts that record hail size. You get a clear photo report whether or not you decide to file a claim.

If you file, we can meet your adjuster on the roof, walk through the evidence and make sure code-required items like drip edge and ice and water shield are included in the scope.

  • Clear yes or no on whether damage is claim-worthy
  • Emergency tarping to prevent interior damage
  • Adjuster meetings at no charge
  • We never offer to waive or cover deductibles, which is illegal in Colorado

What is included with storm and hail damage

Every item below is part of the standard scope, listed on your written quote.

  • Test-square inspection

    Hits counted per slope, the way adjusters evaluate damage.

  • Soft metal check

    Dents on vents and gutters help confirm hail size and date.

  • Emergency tarping

    Secured tarps on open or leaking areas, usually same day.

  • Adjuster meeting

    We attend the inspection and share our documentation.

  • Code upgrade review

    Items required by Denver code listed for your scope.

  • Photo report

    Dated, labeled photos you keep, claim or no claim.

How the process works

What to expect from first call to finished storm and hail damage.

  1. Free storm inspection

    Book within days of the storm while evidence is fresh.

  2. Report and advice

    We tell you plainly if the damage is claim-worthy.

  3. Adjuster visit

    We meet the adjuster and walk the roof together.

  4. Approved scope, then install

    You pay your deductible; we handle the rest of the paperwork flow.

What moves the price

Your quote is built from these factors. Ask us to walk through any of them.

  • Hail size and density

    Hits per test square decide whether a slope is replaced.

  • Policy type

    Replacement cost and actual cash value policies pay differently.

  • Wind or hail deductible

    Many Colorado policies use a percentage deductible for hail.

  • Code items

    Required upgrades may be covered depending on your policy.

Storm and hail damage: common questions

Straight answers on price, payments, storms and what install day looks like. Still wondering about something?

Ask a real roofer

Mon to Fri 7 am to 6 pm, Sat 8 am to 2 pm

Many policies ask you to report damage promptly, and Colorado law generally allows up to two years from the storm for property claims. Check your own policy; this is sample information, not legal advice.

Hail is usually treated as a weather event rather than an at-fault claim, but insurers vary. Ask your agent before filing if you are unsure.

No. Colorado law prohibits contractors from waiving, rebating or covering an insurance deductible. We can offer monthly payment options instead (sample).

Your roof price, minus the pressure

Free 21-point inspection, a fixed written price and cash or monthly options side by side.

  • No-obligation visit
  • From $129/mo (sample)
  • 4.9 average rating (sample)

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